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This website contains information which may or may not be applicableto your own situation and circumstances.
Any information or advice on this site does not constitute a personal recommendation. If you have any doubts as to whether a product or service is suitable for you, please seek independent advice.

At Retirement
Once we reach retirement, we need to select how we take our pension income. In essence, this can be split into pre and post 75.
1. Pre 75
When taking an income from your pension Pre 75, there are two main options:
- An Annuity. To receive more advice, click here
- An Unsecured Pension (USP). To receive more advice, click here
2. Post 75
Post 75, the options are:
- An Annuity. To receive more advice, click here
- An Alternatively Secured Pension (ASP). To receive more advice, click here
For information on the types of annuities available, and how an Unsecured Pension and an Alternatively Secured Pension works, please select from the list above.
For a full review of your pension situation and assessment of whether you could potentially improve on your existing pensions by transferring to a new style pension, please select the relevant option on the left hand side (Best Buy Lists, Ask an Expert, Product Sales, Financial Guidance)
An adviser will contact you and conduct an overview shortly after receipt.
Information Guides
AisaDirect Ltd, an Independent Financial Adviser authorised and regulated by the Financial Services Authority in the UK only.
1/2 Fordbrook Business Centre, PEWSEY, Wiltshire, SN9 5NU Registered in England: 3621676